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PCP keeps your monthly repayments low by deferring a significant proportion of the total amount of credit to the optional final repayment at the end of the agreement.
Once you have paid all of the regular monthly repayments you can either:
- Pay the optional final repayment and own the car.
- Part exchange the car for a new one (subject to settlement of your existing agreement, new agreements are subject to status), or
- Return the car to Subaru Finance without paying the optional final repayment. Return conditions apply.
| CHOOSE YOUR CAR | |
| Agreement Duration | |
| Monthly Repayments | |
| Cash Price | |
| Customer Deposit | |
| Subaru Deposit Contribution | |
| Dealer Deposit Contribution | |
| Total Deposit | |
| Representative APR | |
| Total Amount of Credit | |
| Optional Final Repayment (including £10 Purchase Fee) | |
| Total Amount Payable | |
| Interest Rate (Fixed) |
PCH allows individuals to drive a new vehicle over an agreed period of time and mileage. This type of finance is suitable for people who don’t want to purchase the car at the end of the agreement. You simply pay an initial rental fee upfront and then fixed monthly payments, which are made over the agreed contract length. When the contract ends you return the vehicle. Return conditions apply.
Finance quote| CHOOSE YOUR CAR | |
| Initial Rental (incl. VAT) | |
| Monthly Rental (incl. VAT) | |
| Duration of Agreement | |
| Annual Mileage | |
| Excess Mileage Charge |
BCH is a form of leasing most suitable for business owners, sole traders, partnerships and limited companies. You simply pay an initial rental fee upfront and then fixed monthly payments, which are made over the agreed contract length. When the contract ends you return the vehicle. Return conditions apply.
Finance quote| CHOOSE YOUR CAR | |
| Initial Rental (+ VAT) | |
| Monthly Rental (+ VAT) | |
| Duration of Agreement | |
| Annual Mileage | |
| Excess Mileage Charge (+ VAT) |
Terms and conditions
Representative Example based on 6,000 miles per annum.
Credit available subject to status. UK residents 18+. Subaru deposit contributions only available with Subaru Personal Contract Purchase on the specific models stated. This offer excludes fleet and Members Affinity scheme sales, is only available through participating Subaru dealers and is not available in conjunction with any other offers unless specified. Crystal White Pearl special paint finish free of charge across all models. Other special paint finishes charged at £595.00 which is not included in finance example.
This credit offer is only available through Subaru Finance provided by International Motors Finance Limited, St. William House, Tresillian Terrace, Cardiff CF10 5BH. Offers may be varied or withdrawn at any time. Offer ends 30.09.2022 OTR price includes VAT, delivery, number plates, 12 months road fund licence and first registration fee. Please consult your local Subaru dealer for exact quotation.
With Personal Contract Purchase, once you have paid all of your regular monthly repayments you can either:
- Pay the Optional Final Repayment and own the car. Optional Final Repayment includes £10 purchase fee (not included if taken out on 0% APR finance offer).
- Part exchange the car for a new one (subject to settlement of your existing agreement, new agreements are subject to status), or
- Return the car to Subaru Finance without paying the optional final repayment. Providing you’ve not exceeded the maximum permitted mileage and the car is in good condition (fair wear and tear accepted) you will have nothing further to pay. If the vehicle has exceeded the maximum permitted mileage then a charge of 9.0p inclusive of VAT @20% per excess mile on 2.0i SE and 9.6p inclusive of VAT @20% per excess mile on 2.0i SE Premium will apply.
Terms and conditions
* Terms of Offer: 50% deposit followed by the remaining 50% paid in one payment after 12 months. Credit available subject to status to UK residents aged 18 and over. Excludes Mobility, fleet, BASC and Affinity Scheme sales. Available at participating dealers only. Not available in conjunction with any other offers. This credit offer is only available through Subaru Finance provided by International Motors Finance Limited, St. William House, Tresillian Terrace, Cardiff CF10 5BH. Offers may be varied or withdrawn at any time. Offer ends 30.06.2022.
Terms and conditions
Representative Example based on 6,000 miles per annum, non-maintained.
Credit available subject to status. UK residents 18+. Rental amounts shown are on the specific models stated plus VAT. This offer excludes fleet and Members Affinity scheme sales, is only available through participating Subaru dealers and is not available in conjunction with any other offers unless specified. Crystal White Pearl special paint finish free of charge across all models. Other special paint finishes charged at £550.00 plus VAT which is not included in finance example.
This offer is only available through Blackhorse Contract Hire a trading name of Lex Autolease. Registered office Heathside Park, Heathside Park Road, Stockport, SK3 0RB. Offers may be varied or withdrawn at any time. Offer ends 30.09.2022. Vehicle must be returned in a good condition to avoid further charges. You will not own the vehicle. If the vehicle has exceeded the maximum permitted mileage then a charge of 9.0p inclusive of VAT @20% per excess mile on 2.0i SE and 9.6p inclusive of VAT @20% per excess mile on 2.0i SE Premium will apply.
Terms and conditions
Representative Example based on 6,000 miles per annum, non-maintained.
Credit available subject to status. UK residents 18+. Rental amounts shown are on the specific models stated plus VAT. This offer excludes fleet and Members Affinity scheme sales, is only available through participating Subaru dealers and is not available in conjunction with any other offers unless specified. Crystal White Pearl special paint finish free of charge across all models. Other special paint finishes charged at £550.00 plus VAT which is not included in finance example.
This offer is only available through Blackhorse Contract Hire a trading name of Lex Autolease. Registered office Heathside Park, Heathside Park Road, Stockport, SK3 0RB. Offers may be varied or withdrawn at any time. Offer ends 30.09.2022. Vehicle must be returned in a good condition to avoid further charges. You will not own the vehicle. If the vehicle has exceeded the maximum permitted mileage then a charge of 9.0p plus VAT @20% per excess mile on 2.0i SE and 9.6p plus VAT @20% per excess mile on 2.0i SE Premium will apply.